A Sacramento mortgage lender's vision

Arnold Schwartzenegger signed the death warrant for the 'loan modification industry' on October 11, 2009. Senate Bill 94 prohibited the collection of advance fees for a loan modifications.

The good: Loan Modification companies, mostly staffed by former subprime mortgage pros, did such awful things to american consumers that things could end no other way. Not all of these companies deserved this rap, but the majority were about, and only about, the money- charging thousands of dollars upfront for their service with little, if any, result.

The bad: In one stroke of a pen the government made loan modifications business unprofitable. While slimy, these companies were the only alternative from the consumer dealing directly with their lender (ouch).

The ugly: Banks and servicers have become much longer, harder and insane for the consumer to deal with in the meantime. The Goverment aside from some half-assed efforts is either sitting on its hands or pushed around by the banking lobby.

The facts: It is almost impossible for the average person to navigate through the overwhelming amount of forms, paperwork, customer service mazes, government programs, rules, regulations and all the other chains that lock affordable mortgage payments away from the consumer. The worst part is in most cases there is a better alternative such as a Short Sale or Government aided refinance.

What to do?

ModifyMortgageMyself.com

Is the only true 100% Free product in the world which can help you get a loan modification on your own.

• Analyze your scenario to see your unbiased chance of getting that loan modification (edit, tweak and recalculate as much as you want)
• Discover alternatives to a loan modification. The software will preapprove you for over 7 other options such as a Short Sale.
• Strategize with payment calculators, note taking systems, customized news feeds and bank contact info and more
• Attack create customized, on-the-fly loan modification documents like financial summaries, hardship letters, required paperwork lists

It's true. You don't need a loan modification company nor do you need a degree in mortgage law to help yourself. Best of all, the software is 100% online and cross compatible- No downloads. Sleep easy as your data is protected by McAffee Secure and state of the art SSL technology.

Did we mention:

• NO credit card number and NO charge to you (ad supported)
• NO social security, DOB or personal info required
• NO commitment, NO contract
• NO way your lender will know about your Account
• NO steering- 100% non biased

The banks will only make the process  harder. Take your mortgage into your own hands and Sign up for your FREE account now.